o Free Buyer’s Consultation
o Fast mortgage pre approvals with best rates possible from competing lenders
o Financing available for new immigrants, flawed credit, and investment properties
o Daily updates on newest listings via email, text, and phone
o Access to bank sale data base that is updated regularly
o Access to list of estate sales that is updated regularly
o Access to Global properties
o Showing requests 7 days a week (subject to availability)
o Full market report on neighborhood
o Expert negotiating strategies for multiple offers, bank sales, and estate sales
o Concierge of attorneys, movers, inspectors, and contractors available
Saint Paul / Minneapolis Homes For Sale
The Pre-Approval
Prior to beginning your home search you should meet with a mortgage broker and get pre-approved for home loan. Getting a pre-approval lets you know up front how much house you can afford so that you do not wate time looking at homes out of your price range. Additionally you will need to have your pre-approval letter ready before you go to see a home. When you find a home you like, you will need to submit a copy of the pre-approval letter along with your offer to the sellers agent for the home. The pre-approval letter tells that seller that A. you are serious and prepared and B. that you are qualified and have the financial capability to purchase the home. A great home could be for sale one minute and have an accepted offer the next. Don’t miss out on a potential home because you were not prepared. We have some great recommendations for lenders that I’ve worked with over the years who have proven results. Contact me for the phone numbers of recommended lenders.
Earnest Money and Closing Costs
In Minnesota earnest money is money that is paid upfront when making
an offer to purchase a property. Earnest money is given in the form of a
check or paid online and held by your buyer agent until your offer has
been accepted or rejected. If your offer is rejected you receive your
earnest money back right away. If your offer is accepted it is held in
the trust account of the listing broker until closing. Earnest money
deposits in Minnesota are usually around $1,000 for the median home
price. Any money put down as earnest money is credited towards your
final costs at the closing.
Closing costs are fees associated with the purchase of your home paid to the title company for their services, title insurance and misc government taxes.
A Metro Home Realty Realtor can negotiate on your behalf to get home Sellers to pay up to 3% of your home buyers closing costs.
Home Warranty
Purchasing a Home Warranty at the time of your home purchase is one
of the biggest peace of mind you can give yourself.. A home warranty
covers your major appliances, mechanicals and sometimes your roof..
Home warranties can be purchased by the buyer or seller.
Minnesota Relocation
Are you relocating to Minnesota? Looking for more information to help you find the right city and neighborhood for your family?Our relocation guide includes the most up-to-date and vital information for people looking to move to the Twin Cities area of Minnesota.
